Your property is a major investment. Whether you own or rent, whether you need coverage for your business or your home, PGU Insurance can offer you the exact the coverage you need.

If you own a business-related property, you need to make sure you’re covered in case of accidents. The list of things that can damage you financially by affecting your commercial property is pretty long:  structural damage due to fire, flood, weather, vandalism or accident; physical damage to the contents of your building; liability damage if someone is hurt on your property; medical coverage for yourself and your guests; and much more. We offer coverage for all of these types of incidents. If you want to make sure you’ve got the best and most comprehensive coverage possible for your business, contact PGU Insurance today for help deciding what you need.

If you own a business, there are a thousand different reasons you might find yourself in need of solid insurance coverage. At PGU, we can offer medical, liability, property, and many kinds of more specialized coverage to help your business survive a crisis.

If bodily injury or property damage occurs on your property or as the result of your employees actions, PGU can offer coverage to help take care of your business. The financial burden of being held liable for an accident can seriously damage your business profitability. Making sure you have the appropriate coverage in advance can save it.

Even if you have insurance that reimburses property and goods losses, if theres a major incident at your place of business, you may need additional coverage to offset your loss of income.

Your loved ones are important to you, and only you can make sure they’re taken care of in the event of your unexpected passing. Life insurance is the means by which this can be accomplished. Making sure you have a solid policy in place can help protect those you care about from the financial hardship they might otherwise endure in your absence.

Life insurance is, quite simply, an insurance policy that covers your life. You pay a monthly premium, and if something unexpected happens, your loved ones get a payout they can use to pay funeral or medical expenses or help take care of any debts you may have left behind.

Your family may be depending on you. If you or your spouse has to stay at home with the children while the other works, losing either parent can devastate the family in more ways than one.

Whether you own a home, a business or both, flood insurance is an important part of your coverage. Far from being limited to coastal areas, flooding can happen anywhere and often without warning. If it has never happened to you, consider yourself fortunate, because it could happen and the damage it causes may be more than you think. Fortunately, there are coverage options that can help you out if the water rises, and PGU is here to offer them to you.

No one wants to see their home filled with water, but those that it happens to are glad when they have the appropriate coverage. Whether you need repairs to your home or simply to replace some of its contents, PGU can offer coverage to help you get what you need.

The most common type of private flood insurance is for the building itself.

Spend your time around the water? PGU offers insurance policies covering all sorts of marine activities. Whether youre a private hobbyist, a commercial mariner or you run a shipyard, you need to know that youre covered in case something unexpected happens. Read on to discover the kinds of coverage you can have with PGU.

If you enjoy spending your weekends out on the water, you know the importance of being safe. However, accidents happen to everyone and we want to help take care of you if its your turn. We offer varying degrees of liability, medical and physical damage coverage to help give you peace of mind while youre trying to enjoy yourself. Depending on the type and extent of coverage you need, we can give you a policy tailor-made to your requirements.